August 1, 2014

Bill eliminates insurance points for speeding

If you drive less than 10 miles per hour over the speed limit, you can still get a ticket. Richland County Representative Todd Rutherford says the law is the law.

The law in South Carolina, as it stands right now, if you are going one mile per hour over the speed limit, you are breaking the law. I’ve introduced a bill several years ago to increase the speed limit to recognize the 10 miles per hour. Everybody laughed at me and said how ridiculous it is, but then they also think it’s ridiculous if people stop you for going less than 10 miles over the speed limit.

Rutherford says with his new proposal, it focuses on the insurance penalties and not the monetary fine.

This bill does not mandate warning tickets carry with them some financial penalty. What it says, every single client that calls me about a speeding ticket says ‘Can you make it so that it carries no points. I don’t mind paying a fine, I just don’t want it to carry any points and I don’t want my insurance to go up,’ and that’s what this bill does.

Rutherford explains in more detail what the bill does:

This bill says if the officer reduces the ticket from a four point violation to a two point violation, he can give you a $150 fine rather than a $76 fine so that you would pay almost double the current fine, but it would not be reported to your insurance company and it wouldn’t carry any points with it.

Russ Dubisky with the SC Insurance News Service told the Charleston Post and Courier they do not use insurance points anyway. But, Rutherford says some law enforcement officers still choose to use them.

The warning tickets would amount to about $150 for speeding.