The state House of Representatives unanimously passed a bill Thursday that would make it easier for South Carolinians to cut down on their car insurance payments– not with a 15 minute call, but with 6 hours of classes.
The legislation says anyone over 25 who completes a driver training course would be able to save money on their insurance premiums. The law would require insurance companies to recognize the course and offer a credit for drivers who complete it. Rep. Bill Sandifer (R-Oconee) says right now you have to be at least 55 years old to get the credit.
What we’ve done is expand that group… so that all of those drivers, if they will take a safety course and renew it every three years, then they can get a reduction in their insurance premiums.
Several companies already offer driver training discounts, but the bill would require it for all providers.
Sandifer said it would offer an incentive for younger drivers who want to cut their premiums.
They may be the most likely to have an accident. This is used as an encouragement for them to take a safety course to reduce their automobile insurance.
The credit would last for three years of accident-free driving, after which a refresher course would be required.
Those 55 and older currently eligible under state law would also have to spend less time in the classroom. Sandifer said the current eight hours is overkill and the courses are often redundant. The bill would lower the amount of time required for the course to six hours.
The legislation now heads to the Senate.